Brendan Burgess
Founder
- Messages
- 53,462
BoI.Thanks Delboy. I didn't think that they gave cash back to existing customers?
Which lender was it? And was the cash back just on the extra amount borrowed?
Also, through a combination of haggling and luck I got a competitive variable rate, so I'm not paying more than I would have been with any of the other providers.
I recently bought a house and went with BOI.
What rate did you get? How did you manage to haggle, and who did you talk to?
I was trying to haggle with AIB, BoI, PermanentTSB, and KBC regarding interest rates and none of them did even entertain any attempts.
They all stuck to the "this is the rate (usually as per their web site) - take it or leave it".
Which lender did you switch from?
The luck was that we were about to draw down just before Christmas, and our loan amount was just outside the central bank income multiple limit. I got a call offering us a further 0.5 reduction if we could postpone drawdown until January 1st or reduce the loan amount below the 3.5 multiple.
We opted for the latter.
Yes, it was a nice little Christmas present!Wow! That's a lucky break!
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