AIB What was the last tracker rate AIB fixed rate customers rolled onto?

Brendan Burgess

Founder
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51,906
Updated and clarified July 2019

In the first appeal to the Appeals Panel, I said that the prevailing margin for borrowers with >80% LTV was 1.25%. This was incorrect.

I corrected it in the Draft response to AIB's response.

In June 2008, AIB changed its margins.

But in July 2008, the ECB rate changes, and so AIB changed the tracker rates, but not the margins.


The last rate sheet from AIB was 16 July 2008 which was

upload_2019-3-17_8-57-14.png

upload_2019-3-17_8-59-27.png
 
Last edited:
We got ECB + 1.15% applied to half of our mortgage in 2008 (<80%) In AIB's response to our appeal they confirm this was the prevailing tracker rate in September 2008.
 
If you can read the first section of link,
Last section of weblink is...........................................ContentServer?pagename=ROIPersonalPortal/AIBContent_C/pp_article&c=AIBContent_C&cid=1194370629260&channel=P005
upload_2019-3-18_18-57-23.png
 
Sorry, I can't get it to display properly.
It doesn't matter. Its the same as the rate sheet Brendan referred to in his very first post.
ECB rate changed on 14th July, so AIB updated their rates (but not margins).
 
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