I am considering a self build and currently live in a 3 bed semi. I can afford the deposit and motgage on this second house. What should i do with my 3 bed semi? Bought for 170k current value 70k (on a good day). So no point selling in my opinion. Private rental sounds like a real hassle and what are the tax implications, can i off set against either of the mortgages? Should i consider leasing it to the town council? I know first world problems.