Tyroneswan
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I am totally new to Askaboutmoney. Am 63 year old female and retired in July. I wish to set up an ARF and have been getting the runaround and conflicting advice from brokers/financial advisers. I have approx €70,000 to put into an ARF. I have had risk assessment done for New Ireland products and also assessed on ESME? I came out as Risk level 4 on NI assessment and Risk level 3 on ESME. I am happy to leave money for up to ten years only taking the stipulated minimum yearly amount for tax purposes. I want to have some return for my money rather than having all reward taken up by fees. My current broker, (who is using ESME) advises I invest in Prime 3, Goodbody Investment 3 and I fundsncome a 3 Alpha.
My previous broker and a financial advisor suggested I invest in at least Level 4 products, mainly Prime 4, Income and Dividend and Goodbody Investment 4. I am happy to remain with New Ireland who are offering these products . However I would appreciate some feedback from others as to which risk level products I should go for. Moidhered by the whole thing but need to make decisions now.
My previous broker and a financial advisor suggested I invest in at least Level 4 products, mainly Prime 4, Income and Dividend and Goodbody Investment 4. I am happy to remain with New Ireland who are offering these products . However I would appreciate some feedback from others as to which risk level products I should go for. Moidhered by the whole thing but need to make decisions now.