Health Insurance What is the waiting period for health insurance?

[Jumpstartdublin]

Enquiry for. Friend ...

No health insurance currently

And considering importance of getting insurance

36 male

No current issues

When exactly are people insured from - for scans etc.

is there a waiting period

 

[Brendan Burgess]

HIA has a good summary of the law and practice here

Waiting periods

When you take out health insurance for the first time, or it has been more than 13 weeks since you last held private health insurance, you may have to serve waiting periods before you are fully covered, but accident and injury will be covered immediately.

www.hia.ie

 

[Brendan Burgess]

But the key point for your friend is that over the age of 35, he will be charged 2% more for each year he does not have insurance.

Health Insurance - Should a healthy 35 year old take out basic insurance?

The recommendation in the top pinned key post here is that health insurance is very bad value, but basic insurance should be taken out now to avoid paying more later. We are charged 2% more for each year over 35 we did not have insurance. The cheapest plan shown on hia.ia comarison is €483 per...

www.askaboutmoney.com

So he should take out, at least, a very basic policy now.

Brendan