What is the smallest mortgage amount generally available?

Hi,

I am wondering what is the smallest amount generally approved for a mortgage?

Cheers,
Burmo

could be around 65k
but depends on lender.

May also depend on the term.

I think there are a range of products which may overlap - the below is from memory of personal experience.

- Personal loans up to €20,000 used to be dealt with at Branch level - not any more of course - with terms from one to three years

- Car loans usually ran from €10-€50,000 or so, depending on the make and model, with terms from three to five years

- Mortgages were for more significant loans, usually from €20,000 on up, with terms from 20 to 35 years.

I don't know that there is a minimum mortgage available below say €20,000.

That's the mind of figure you'd roll over from an overdraft into a loan account for better management.