In my experience, your existing insurer will continue to renew for as long as your car is on the road.
But getting new quotes once your car is 10+ years is the issue.
But there always is, I got rid of my old car which was 15 yrs old as I was stuck with my existing insurer, no other one would give me any sort of competitive quote and in fact some just said they didn't insure cars over 15 yrs and some over 10 yrs, it had an NCT.There should be no issues with age of car for insurance reasons
But there always is, I got rid of my old car which was 15 yrs old as I was stuck with my existing insurer, no other one would give me any sort of competitive quote and in fact some just said they didn't insure cars over 15 yrs and some over 10 yrs, it had an NCT.
I know existing insurer will probably keep going with old car but I would not be insuring this particular old car, it would be someone getting insurance in their own name so no record other than as named driver.
Get onto the insurance ombudsman about it,they legally cannot not quote you for an old car.
I am more interested in what companies don't actually discriminate against older cars.
I would have to disagree with that, I am holding on to my 15yr old car because it has never failed an NCT , petrol averages 40mpg, and doesn't use any oil.
Unfortunately some underwriters will look upon this as you are statistically now 'due' a claim.I don't understand why they don't look at the driver record though. I mean if you have ten years with no significant claim etc.
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