what is the best value loan I can get

I am currently looking to get a loan of about 15 000 euro I asked my current mortgage lender and they said they could do it as a re mortgage but it would cost me up to 1000 euro legal fees to do so, could someone tell me would it be cheaper to get a personal loan or is there any better way of doing it

Hi,

Work out how much it would cost in the long run if you remortgaged or if you took out a personal loan. If it costs €1,000 in legal fees then i would say that that is a non runner. I know Bank of Scotland have a fixed rate loan at the moment @ 7.2%, not sure if anyone can rival that possible NIB. At least you would have the added security that your repayments could not increase if/when the ECB rate goes up.

Jockey

Have you checked the Best Financial Buys forum?

Try your local credit union!

Check this Sunday's Best Buy Section in the Sunday Tribune etc - should give you up to date details on the cheapest around etc, not sure if this or (Clubman's suggestion) Best Financial Buys Forum is more up to date ?

Cheers

G>