what is my LTV please?

summersday

Registered User
Messages
37
My house is worth roughly 145000, I paid 188 for it in 2005, I now owe 106000.Am with EBS 4.33% variable - 15 more years on mortgage.
Can someone tell me my LTV? And how to work it out? Just want to be sure I'm doing it right with a view to trying to switch.