What happens if I die

Apart from a mortgage, I have a personal loan and a maxed out credit card. I'm in no rush to clear all this as there are mitigating circumstances as to why I'm in this position, and it will be cleared within the next 2-3 years. However, if something were to happen to me, does this debt die with me or is it passed on to my partner?

All advice/comments gratefully acknowledged

No one knows what will happen if you die, will you come back let us know

What do the terms & conditions of your loan/credit agreements say about what happens [to the debts!] if you die?

In terms of the morgage, the life cover should clear it off

In terms of the rest, dependent on the T&Cs of the loan agreement you have entered into. However I would assume they will simply become debts for your executors to manage as part of dealing with your estate after the event