Sounds like a silly question but I'm curious:
Some banks charge per lodgement. If a stranger lodges €1 in 1c amounts would that be considered 100 lodgements by the bank?
100 1c lodged 1c at a time is 100 lodgements. 100c lodged as €1 is 1 lodgement. AIB distinguish between lodgements and automated credits in my current account. If I go into a bank and lodge a cheque and/or cash, that is a lodgement at 30c cost to me. Whenever work/revenue refund!/wife transfer money into my account, that is an automated credit costing me 20c.
Nothing to do with making lodgements, but the wife recently has a 1c balance in a PTSB 3 month term deposit account. Every 3 months she gets a paper statement and about 7 pages of terms and conditions. Anyway, she was getting tired of this, she couldn't withdraw the 1c online to her current account. When she was in the bank, she withdrew the 1c with the teller. Lo and behold, she still gets 1c statements. She gave up phoning about it.