Nothing to do with making lodgements, but the wife recently has a 1c balance in a PTSB 3 month term deposit account. Every 3 months she gets a paper statement and about 7 pages of terms and conditions. Anyway, she was getting tired of this, she couldn't withdraw the 1c online to her current account. When she was in the bank, she withdrew the 1c with the teller. Lo and behold, she still gets 1c statements. She gave up phoning about it.