Cheers for the replies.
I need to get a four door. Don't do very much driving at the moment (cycle in and out of work) but there is a possibility of a good bit of driving in the near future plus would like a decent sized boot for golf clubs. Frank, I didn't realise there was a big difference in size between Passat and the 3 series or the A4. Any links to a 320 cd Msport?
General question though about buying a nearly new car from a dealer and financing part of it, are there better deals available than buying a 5 year old car for cash?