Hi NoIdentity,
I am a civil engineer.The general rule of thumb is that blockwork can be used for up to 4 stories before it becomes price uncompetitive.
I will give you some examples: 4 storey building, all load bearing walls laid on flat - 1st storey = 20N block, 2nd & 3rd storey 10N block, 4th storey 5N block.All floors precast slab & screed.
Two storey on my road: 1st & 2nd storey 5N block on flat.1st floor precast slab & screed - v. good builder.
Two storey in Cavan: 1st & 2nd storey 5N block on edge.1st floor precast slab & screed - self build.I have been in the house and there is no issues and house was 3 years old at the time.
The reality is that there is a lack of consistency generally among structural engineers & Architects.I understand that you have a tight budget but it sounds like you don't plan on getting it signed off.A house without a cert of compliance from a professional with P.I insurance will be questioned as regards it resaleability.If you choose to get it signed off then that professional will advise on his/her requirements for the blockwork in question.
Personally I would go for the 5N block on flat option for strength purposes as once you have solid foundations you will never have an issue with your home - you won't get a silk purse from a pig's ear.
I echo your comments and add a few of my own:
#1
I think there is a requriement for a minimum of 150mm bearing for structural elements in the Building Regulations.
I have never specified anything less than 215mm blocks on the flat for an inner leaf where precast concrete floor elements are concerned.
When the OP says he's builidng a house in block, is he suggesting a single leaf of block or a cavity - what is the proposed method of weathering especially at the eaves?
#2
A flat roofed private house is an unsual thing in this country.
Does the OP have planning permission to build a flat roofed house?
Usually rural building are supposed to be harmony with adjoining or indigenous architecture.
Most of this is pitched roof for reasons of overall cost, ease of installation, maintenance, usefulness and weathering.
A flat roof cannot be used to site water tanks etc, except in an unsightly way or behind screenage which will need permisison. and fails to allow for some dry areas for family storage.
The OP may think that simply "laying on a few PC planks" will save him the cost of a carpenter, but the finishing work to make a PCRC plank roof watertight and properly insulated is significant.
There is also a significant amount of preparation to the top of any wall to ensure that the load is properly distributed and an engineer should advise on this detail as well as the wall specification and sizing.
#3
Many problems arise from inadequate detailing of foundations, the lack of Radon Gas barriers and collector boxes, and the setting of house levels relativel to site levels to cater for Part M access.
It may not be safe to assume that the foundations are sound in this case, not unless a trial hole has been dug and an engineers comments sought.
#4
Many issues arise in relation to Health and Safety compliance, Health and Safety competence of the Direct labour employed, the preparation and updating of the safety file, safe working practices etc.
Self-builders AFAIK are not immune from these legal requirements.
#5
When questions like this are being raised by a self-builder, it may suggest a total lack of input by building professionals in the work.
The OP would be well-advised to take professional advice and not rely on cost as a justification for not so doing.
FWIW
ONQ.