My gripe is this, even though i now live in Kildare rather than Dublin my premium is the same
So the problem seems to be that you are paying more insurance than women your age, but sometimes you see women driving fast therefore this is an unfair arrangement?
This is a common enough complaint, but insurance does not work like that. It works on statistical risk, and the statistics very clearly indicate that young men are vastly more risky drivers than young women. Statistics being what it is, there is a distribution around the numbers; in English, that means that there are safe young male drivers and unsafe young female drivers. However, indicidual data points (which is what your observations are) are not a good basis for establishing risk. For that you need numbers over a large population.
Insurance for young men is expensive alright. However, Ireland has some of the highest death rates for young male drivers, and driving standards are exceptionally low. So until this changes I am afraid you are stuck with it.
Every insurance company would review these stats on an ongoing basis as they have accurate data on how much it costs them to settle claims for the different risk groups. This is what ultimately decides what premium they charge for each grouping.That's a fair point but the question really is how often are these statistics reviewed ...
There is one women who drives a 106 and will come off at Rathcoole doing min 110 and just will just cross three lanes in one foul swoop. Nothing is a deterat to her. Today there was a women of about my age who was doing anything to get ahead in traffic, undertaking, infact she cut my off doing a 100k with about 3" between our cars, no indicators, just decided she had be in the space between myself and the car in front.
Hi all,
There is one women who drives a 106 and will come off at Rathcoole doing min 110 and just will just cross three lanes in one foul swoop. Nothing is a deterat to her. Today there was a women of about my age who was doing anything to get ahead in traffic, undertaking, infact she cut my off doing a 100k with about 3" between our cars, no indicators, just decided she had be in the space between myself and the car in front.
My King beats your Queen
on Sunday at around 1pm , on the M1, driving towards Dublin a black Cork Reg car who obviously missed the slip for the M50 STOPPED dead on the overtaking lane and started REVERSING.
what the driver was doing in the overtaking lane when he/she knew they were going to exit at the M50 is anybodys guess but stop and reverse he/she did. I was in the inner lane as I was exiting at Coolock but there was a lot of hard braking to avoid this ejeet.
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