Hi all,
This has really been getting my back up as of late but here it goes. I'm a 23 male and have just moved to Naas Kildare where i bought a place, now my drive to work is twenty minutes down the N7 to work vs three orginally. Not a long commute by any means.
My gripe is this, even though i now live in Kildare rather than Dublin my premium is the same, i drive what many would call a boy racer car (Sports Coupe) just by looking at it, a 1.3l which i pay 1200 in insurance for with two years no claims, my 1st years insurance on a 1,1 106 was 3200 euro, i should note that i 1.1 Peuogot 106 was actully more expensive to insure, no tinted windows, etc. Every day i do 100kmph to work and back but what has suprised me in travelling the N7 daily is the amount of young women that blow by me at 120 plus. And in general how many drivers yound and old do, yet i'm more dangerous apparently due to my age.
There is one women who drives a 106 and will come off at Rathcoole doing min 110 and just will just cross three lanes in one foul swoop. Nothing is a deterat to her. Today there was a women of about my age who was doing anything to get ahead in traffic, undertaking, infact she cut my off doing a 100k with about 3" between our cars, no indicators, just decided she had be in the space between myself and the car in front.
Women get these discounts because they are better drivers and in a lot of cases they may be but it seems to be that if your a man and young your assumed a psycho on the raods. My girlfriend has also made the same observations.
Also why is insurance more expensive in Dublin for young males since most fatal crashes happen in the country side where speed is the factor, something not really possible in the City Centre. It seem the companies are more worried about the cost of repairs and replacement of cars due to what i would imagine to be a higher number of minor incidents in Dublin than actual road deaths.
What i'm wondering is are young female drivers turning into a generation of girl racers as they seem to repeat what happened with women and drink and smoking, i.e. Girl Power, so women became empowered as such and then took it to a extreme to the stage where more young women seem to have an issue with smoking etc than young men do, also they do more damage to themselves as they seem to take it on themselves that medical guidelines saying you can't drink as much as a man physically are there to be disproved.
This has really been getting my back up as of late but here it goes. I'm a 23 male and have just moved to Naas Kildare where i bought a place, now my drive to work is twenty minutes down the N7 to work vs three orginally. Not a long commute by any means.
My gripe is this, even though i now live in Kildare rather than Dublin my premium is the same, i drive what many would call a boy racer car (Sports Coupe) just by looking at it, a 1.3l which i pay 1200 in insurance for with two years no claims, my 1st years insurance on a 1,1 106 was 3200 euro, i should note that i 1.1 Peuogot 106 was actully more expensive to insure, no tinted windows, etc. Every day i do 100kmph to work and back but what has suprised me in travelling the N7 daily is the amount of young women that blow by me at 120 plus. And in general how many drivers yound and old do, yet i'm more dangerous apparently due to my age.
There is one women who drives a 106 and will come off at Rathcoole doing min 110 and just will just cross three lanes in one foul swoop. Nothing is a deterat to her. Today there was a women of about my age who was doing anything to get ahead in traffic, undertaking, infact she cut my off doing a 100k with about 3" between our cars, no indicators, just decided she had be in the space between myself and the car in front.
Women get these discounts because they are better drivers and in a lot of cases they may be but it seems to be that if your a man and young your assumed a psycho on the raods. My girlfriend has also made the same observations.
Also why is insurance more expensive in Dublin for young males since most fatal crashes happen in the country side where speed is the factor, something not really possible in the City Centre. It seem the companies are more worried about the cost of repairs and replacement of cars due to what i would imagine to be a higher number of minor incidents in Dublin than actual road deaths.
What i'm wondering is are young female drivers turning into a generation of girl racers as they seem to repeat what happened with women and drink and smoking, i.e. Girl Power, so women became empowered as such and then took it to a extreme to the stage where more young women seem to have an issue with smoking etc than young men do, also they do more damage to themselves as they seem to take it on themselves that medical guidelines saying you can't drink as much as a man physically are there to be disproved.
