luna,
If this is a previously undiagnosed pre existing condition, they will be covered straight away for both public and private hospitals as both plans
are similar - so you switched from like to like. The uncertainty is regarding hi-tech hospital cover. The previous plan PMI 39 14 had no cover for
Blackrock Clinic or Mater Private so strictly speaking, a 2 year upgrade waiting time would apply for these two hospitals, if its classed as a pre-existing condition. If its classed as a new illness, there is cover for all hi-tech hospitals with no waiting time applied.
There is no waiting time applied to day to day cover for pre-existing conditions so this cover is allowed straight away.
Regards, Snowyb