wait or move?

hey guys...
looking for some advice regarding what I should do with a lump some I have. I currently have it in Rabo which obviously isn’t the best rate going.
Would like to move it to somewhere with a more attractive rate but just wondering if I should wait as interest rates are due to go up from what I here (Perm TSB today etc)?, I don’t want to lock myself into a term rate and then see rates rise and me stuck.

I guess what I’m really asking is do people expect rates to rise by much this year?.. when they apply rate hikes to mortagages does this mean they will also apply it to savings accounts?

I guess what I’m really asking is do people expect rates to rise by much this year?

Click to expand...

The futures market expects ECB rates to end 2010 up either 0.25% or 0.50%. i.e. very little change.

The recent, non ECB driven, mortgage rate increase does not mean a savings rate increase.