Who goes to a GP 39 times a year and if they did their refund per visit is be very small (€13) ... Plan B seems a very poor plan for outpatient cover
Am I correct or am I making a mistake - can anyone clarify ?
3 x €20 - €1 = €59 for the first claim in the relevant year on Family Plan Plus anyway.Thanks Clubman ... just to clarify
By your explaination of your Family Plan annual excess ( €1)
Then if you had 3 visits to a GP @ €60 each
how much would expect to be refunded ?
Hi,
This is a quick question on claiming annual Outpatients expenses... I've already contacted VHI but I want to know if anyone here has claimed back Outpatients expenses under the above policy and how the annual excess comes into play.
Example:
IN the year my family had the following expenses:
GP visits 2 @ € 60 each = €120
Consultants Visits 2 @ €80 each = €160
Osteopath Visits 15 @ €60 each = 900
Total I spent was €1,180
VHIs PLAn B says that I could claim €13 back per Visit. Assuming I could claim the €13 for each of the visits above ( 19 visits - including GPs, consultants and Osteopaths) Thats a Total of €247...
My question is where or how is the Annual excess ( in my case - €500) worked into this what would I expect to actually get refunded ?
What is epoples understand of Annual Excess ?
thanks
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