VHI First Plan Level 1 - €640
Quinn Health Manager Starter - €575
Saving on Quinn - €65
Both plans entitle you to a private room in a public hospital. Regarding private hospital cover your current VHI plan covers you for 50% of the costs for a semi-private room in a private hospital while Quinn's plan will provide full cover for a private room in a selected range of private hospitals. Your current VHI plan gives you no access for cardiac procedures in high tech hospitals while the Quinn plan will give cover for these procedures in two high tech hospitals, Mater Private and Beacon.
As both plans are targeted towards individuals who have substantial outpatient costs, your VHI plan will give you a certain amount back on your outpatient visits like GPs and physios, €30 in each case. Quinn will give you back 50% of all your outpatient costs up to €7650. It's hard to compare like for like for these outpatient benefits on both plans but i'd say they work out equally as beneficial here.
Maternity cover is stronger on Quinn. Both VHI and Quinn provide 3 days full cover in public hospitals but Quinn provide better costs for private maternity, VHI €2275 vs Quinn €2850.
For worldwide cover abroad, your VHI plan covers you for costs up to €100,000 but Quinn don't provide worldwide cover, only for selected hospitals in the EU.
VHI do cover a few more scan centres than Quinn but Quinn still do cover nearly all regions, if you do need a MRI or PET scan do check beforehand where you are covered.
Benefits, i think the Quinn plan offers that bit more than VHI have with the exception of worldwide overseas cover. Price, it's no contest really, €65 is a good saving in this economic climate.. Overall, i think you would be making a good move switching to the Quinn Health Manager Starter plan.