Hi folks, we usually pay our health insurance monthly from our family joint account (€230pm) but this time around I'm considering paying the entire cost up front on my credit card. Up until recently I always had a fairly large balance on my credit card but I became structured and paid off almost €1k a month off and cleared it. I'm now thinking why not continue paying the €1k a month and have it paid for in less than 3 mths rather that the monthly direct debit. Personally I don't like direct debits and want to only have my mortgage and phone bill set up monthly. Good or bad idea?