anonymousowl
New Member
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As above same on simply connect plus for adults of the family and have the kids on inspire plus ( was cheaper then inspire for kids for some reason)Laya website has a useful easy comparison tool (click on Join Laya, then on Compare your scheme). If you input your VHI scheme, it comes up with Inspire and Inspire Plus, both cheaper but very good schemes and with only minor differences to yours. You have the option to show only the policy differences.
With a few complicated exceptions I would suggest that most people don't need to pay for advice, just to spend some time doing their research and comparing policies, working out what their health and financial priorities are. I do this every year for both of us - currently on Inspire Plus and Simply Connect Plus - and I've never found a VHI plan comparable to the latter.
VHI is a not-for-profit organisation by the way, and the other health insurers need to stay competitive. I don't like the price rises either but definitely shop around.
I recently changed to PMI 4613 which offers very similar cover to Company Plan Plus Lvl 1.3Hi everyone. We're being quoted 260 a month now for same cover that cost 220 a month last year. Does anyone have any advice about alternatives in Laya or the other companies? We're on the Company Plan Plus Level 1.3 - checked the Laya 300 Create and that works out the same. Eek.
I had noticed the orthodontist which definitely seems unusual.
Auto-correct strikes again! I meant to say orthoOrthodontist treatment as far as I am aware would not normally be covered by an ordinary health insurance policy. I referred to orthopaedic and ophthalmic cover.
I just went through the comparing process with the VHI rep and they recommended I stay with the 1.3 to maintain same level of cover.PMI 4613
I must check that one out. I am on PMI 4510 for €1341 (75% back on GP, consultant) but there is an increase this year of about €100.I recently changed to PMI 4613 which offers very similar cover to Company Plan Plus Lvl 1.3
I recently changed to PMI 4613 which offers very similar cover to Company Plan Plus Lvl 1.3
I must check that one out. I am on PMI 4510 for €1341 (75% back on GP, consultant) but there is an increase this year of about €100.
Thank you Sue Ellen.The comparison those two policies is here PMI4316 and PMI4510 and would have to say that your current policy is good value for money especially in light of the 75% return on G.P./Consultant visits. There is very little difference in the premiums and the main difference appears to be your high excesses. My own policy with the 75% cover is in/around €1,800 so you are doing well at €1,463.33.
PMI 5210 is supposed to be good as well
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