Hi leond,
Here are a few alternative suggestions, with VHI, worth considering;
Adult Options;
1. Plan PMI 10 11; price per adult 945pa; - similar hospital cover(125 excess), some outpatients(30 excess, gp 25 x 4 visits etc).
2. Plan PMI 19 11; price per adult 977pa; - similar hospital cover(75 excess), good outpatients(50 excess,gp 25 x 7visits etc).
3. Plan PMI 14 11; price per adult 1050pa;- similar hospital cover(75 excess), similar outpatients(1 excess, gp 25x7 visits etc).
www.hia.ie/ci/comparison/step3?291&252&266&257/
Kids Options; Public Hospital Cover only, (no private or hi-tech)
As there are no private children's hospitals in Ireland, plans with just public hospital cover for kids is adequate.
Here are a few suggestions with VHI;
1. One Plan Starter; price per child; 205pa; - public hospital cover, no outpatient cover.
2. One Plan Starter Day to Day; price per child; 267pa -public hospital cover, some outpatients(25excess,gp 20 x 3visits etc).
3. Company Plan Starter; price per child; 274pa - public hospital cover, some outpatients(25excess,gp visits 25x4 etc).
www.hia.ie/ci/comparison/step3?291&103&246&87/
Kids Options; including public,private and hi-tech hospital cover.
While there are no private children's hospitals in Ireland, the hi-tech hospitals Mater Private and Blackrock Clinic offer a range of
typical children's surgery.
Here are a few suggestions including hi-tech cover with VHI;
1. One Plan Choice; price per child; 244pa - good hospital cover, no outpatient cover.
2. PMI 10 11; price per child; 341pa; - good hospital cover, some outpatient cover (30 excess,gp visits 25x4 etc).
3. PMI 19 11; price per child; 348pa; - good hospital cover, good outpatient cover (50 excess,gp visits 25x7 etc).
4. PMI 14 11; price per child; 370pa; - similar hospital cover, similar outpatient cover(1 excess, gp visits 25x7 etc).
www.hia.ie/ci/comparison/step3?291&290&252&266&257/
Children can be on different plans to their parents and also each person can be on a different plan, if you want, with the same company.
As the above options show, there are savings to be made. I only showed alternatives with VHI as requested.
Regards, Snowyb