Use excess Mortgage funds to invest in Commodities?

[tyrekicker]

I have a self-build mortgage approved for €400k. I reckon I'll have to draw down less than that, probably €300k to build my house. I'm tempted to use the additional €100k to invest in both an ISEQ ETF and a Commodities ETF, both of which I feel will deliver good long term returns.

I like a bit of risk, but is it crazy using borrowed money to invest?

 

[jpd]

Yes

 

[ClubMan]

Borrowing to invest is usually not a great idea. Read the AAM Guide to Savings & Investments on this. It's linked from the Key Posts.