Hi there,
Today I got a letter in the post stating that I had an unpaid direct debit for my student credit card. Normally, I've paid off the minimum amount (100% of the balance) even before the DD comes around. I'm quite concerned as to what impact this may have on my credit history. As I said up until now I've been a good credit card custodian , exceeded the limit once last year but that was the only other thing. Any comments?
Also, what constitutes a "good" credit history?
Thanks