unemployed person sinking in debt

Complainer said:

Not in my experience at the HARI clinic - One fairly superficial chat with a counsellor was all that was involved.

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Nor the Sims. Not even a perfunctory chat as yet.


To the OP.

Maybe try setting up a standing order (as opposed to direct debit) to your credit cards. Then the money is gone out of your account on payday and you simply don't have it to spend. You can't fritter away what you don't have. Once one of the credit cards is clear, then is the time to begin saving for the IVF, while still paying off some of the other credit card.

With regards to the IVF we went through SIMS, one meeting and then pretty much into it straight away, cost was approx 6K, this was last year,

Miracle Girl

I pm'd you.