HI Kerrigan
Why did you choose ptsb?
They market themselves as a personal services bank aimed at individuals and not at businesses. I think you would be much better off with one of the other banks who would have a better understanding of business and would have all the facilities in place for a business customer.
For example, if you need a business overdraft, an AIB branch would probably have an employee dedicated to dealing with business customers. A ptsb branch may have no business customers at all and would not know the procedures.
Brendan