I own a ground floor maisonette, where the property above is owned by others. The problem is (and this is apparently very unusual in Ireland) that the properties are divided by timber joists (no concrete slab). No insurance company will entertain insuring it and I have got brokers to try also. It is a mid terace property, but this is irrelevant. I presume the insurance companies are concerned with risk of fire from above as well as from my own.
Has anyone come across a situation like this?
I have asked a few neighbours, and although they are all insured, I do not think they have informed their insurance companies of the exact nature of their properties.
Has anyone come across a situation like this?
I have asked a few neighbours, and although they are all insured, I do not think they have informed their insurance companies of the exact nature of their properties.