Without even asking me a question I was advised to go to An Post. As mentioned in my post ,but this point obviously missed by MrEarl and noproblem, I have Free banking with Ulster Bank so there would have been no fees for me. They weren't doing me any favours, it seems they just couldn't be bothered.What am I missing?
I think Tintagel is talking about the customer service he got.A bank charges higher fees than someone else, so they are the bad guys....
I would suggest that the person behind the counter in the Ulster Bank hadn't a clue what they were talking about. In my experience of the Ulster Bank they don't even know or understand their own products let alone their competitors.A bank tells you to go somewhere else to get a better deal,
It's really a question of whether you can get €24 or more interest in a year by putting that money elsewhere.
Up until this, it made sense to keep €3000 in the current acount as that way you could save more in fees (€48 p.a.) than you would have earned in interest in any of the UB instant access accounts.
That will no longer be the case, so there's no incentive to leave UB with all that free money for them to lend to others at exorbitant rates.
Is there an argument in for using your credit card more regularly for day to day items as charges are on current account payments?
Is there an argument in for using your credit card more regularly for day to day items as charges are on current account payments? Assuming you have the discipline to pay it off etc
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