My heckles are up. Ulster bank's current account fees changed from a flat rate of 4euro per month to 2 euro per month with various charges for using your card in shops, bank machine etc. The costs have now been detailed in a statement of fees - I had no idea of the change - had I kept 3000 in my current account - there would have been no fees - I could easily have transferred over that from my savings account - also with ulsterbank. I have asked for a refund (it's small change) but I'd rather it go to a deserving GoFund me account than ulsterbank. They are refusing me a refund saying they wrote to all their customers. I adamantly replied that the letter did not reach me - the branch asked me if the guy I spoke with yesterday in UB asked me if my address was correct!!!!!!!!!!!!!!! I have said refund me or have all my money ready on Monday morning - your terms and conditions say 24 hours notice for anything over 5K - so 10.30 mon please - she said it wouldn't be ready then...but...but..she said....I said if it's your terms and Cs re fees then the 'but' should apply - I want my money or to save us all a lot of hassle - a small refund s'il vous plait. She's gone off to check with her manager and cashier. I am like a BULL!