Ulster bank cut their 5 year fixed to 2.2% for mortgages over 300k with LTV <80%

_ripped_off

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Interesting. Here are the comparisons as I see them

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ICS reduces 3- and 5-year rates; introduces package for public sector employees
ICS Mortgages, part of non-bank lender Dilosk, has also announced reductions in its 3- and 5-year fixed rate mortgages. Three-year rates now range from 2.45-2.60%, with reductions of up to 0.15%, while 5-year rates now range from 2.40-2.60% with reductions of up to 0.25%. In addition, ICS has also introduced a package for public sector employees whereby pre-set salary scales and variable income (overtime and allowances) will also be factored into the mortgage assessment.
 
My other half is delighted we are not at 80% ltv yet so I can’t be tempted to break out of the fixed we started in September with ulster bank!
hopefully the competitors will up their game too!
 
That's a pretty good deal from UB - particularly with the €1,500 cash back.

It's amazing how far Irish mortgage rates have fallen in recent years given our default rates.
 
Currently with UB, on 2.6 with a little under 3 years left, will call to check break fees. Last time i did that, they were very slow to send on figures.
 
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