I drew down a mortgage over 2 weeks ago ( after much hassle with UB ) and to date, they havent sent me any confirmation of any of my mortgage details. I dont know when they'll take the first direct debit, I dont know exactly how much it'll be , I dont know my mortgage account details so I cant apply for Tax relief at source.... I also cannot find any contact phone numbers for Ulster bank on their website so I cant ring them to get this information. Has anyone else got a phone number for their customer service people? I'm already considering switching mortgages before the first payment has been made!!!