As I'm sure some people know, I got my tracker back after going to the FSO because UB refused to admit they were wrong.
At the time I was so happy to get the damn thing back, I didnt even think of the fact they should possibly be compensating me for the time, effort and drama.
Should I be entitled to some form of compensation? Do I wait for general review they are doing to complete before seeing if they randomly issue compensation or do i fall outside of that as I got my tracker back nearly 4 years ago?
Before anyone says it, greedy possibly. But dont ask, dont get!
Ulster bank love to pay out compensation, you just have to ask.
I have received €1,500 just because they cannot execute a simple banking transaction properly. Another poster has received considerably more, see http://www.askaboutmoney.com/threads/ulster-bank-another-system-failure.200325/#post-1485552 post 5.
Just detail the cost to you, the inconvenience, any damage to your reputation due to their failure etc.
It seems that in your case their error has already been established, all you are arguing about is how much would compensate you for the consequences of that error.
well, if a professional charges 20% for fees as I was quoted - that is a base anyway- you don't have the same experience or training so therefor one can assume it took you longer and also you were not detached as a professional would be thereby increasing the stress of doing it. Did you miss out by not having that money - again a lot of that can't have a qauntifiable amount put on it but you can try - did you have a TRS liabaility after receiving TRS based on a higher interest rate?Brendan was it definitely 10% PTSB got as standard? If anyone has any advise on how to draw up such a letter any thoughts would be appreciated.
I have heard reliably that UB are no where near making any offers of anything yet.
well, if a professional charges 20% for fees as I was quoted - that is a base anyway
I sent them a list - When the case was with the FSO, prior to adjudication, Ulster stopped to make an offer - they offered €12,500 as a 'good will payment'
I sent them back a list of all expenses incurred such as those above - not with € figures but a list of expenses - and they were not for the taking - deemed me difficult right away and said that they could not agree with any of those costs and sent it back to adjudication - so I think @creameegg might be somewhat optimistic on the tracker compensation there - and remember its by 1500 or so people
well, if a professional charges 20% for fees as I was quoted - that is a base anyway - you don't have the same experience or training so therefor one can assume it took you longer and also you were not detached as a professional would be thereby increasing the stress of doing it. Did you miss out by not having that money - again a lot of that can't have a qauntifiable amount put on it but you can try - did you have a TRS liabaility after receiving TRS based on a higher interest rate?
I sent them a list - When the case was with the FSO, prior to adjudication, Ulster stopped to make an offer - they offered €12,500 as a 'good will payment'
I sent them back a list of all expenses incurred such as those above - not with € figures but a list of expenses - and they were not for the taking - deemed me difficult right away and said that they could not agree with any of those costs and sent it back to adjudication - so I think @creameegg might be somewhat optimistic on the tracker compensation there - and remember its by 1500 or so people
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