UK pension - am I still eligible to buy back years?

D

Dopey1

Registered User
Messages
46
HI just wondering if somebody would be able to help me. I worked in the UK from 9th May 1989 to 1st April 1992. Had a break, then went back to Uk and worked for another few weeks doing office temping around August September 1992, can't remember exact dates. I contracted out of the UK pension and put my money into a private pension, was it called serps or something. Anyway just wondering if I am still eligible to buy back years or is it worth my while looking into it. BTW I cashed that policy in and got 5k. Thanks so much.
 
Somebody else more knowledgeable may happen along soon in the meantime I think you should at least investigate it but fast as the deadline is April to buy back years 2006 to 2016. You could check DannyboyD key posts. Your National Insurance payments of 3 years could get you Class 2 and they used to add years as well. DannyboyD is the resident expert and may be able to give you an answer, but probably having a much deserved break. it’s the state pension you would be buying back voluntary years for, not the occupational pension. If you have your national insurance number you should make your enquiries and fill our the application form or online form
 
If you have your UK National Insurance number you can make an account on Government.co.uk and look at your Pension statement to see how many years you have been credited with.
You need to upload a pic of your passport etc to make the account and there's a bit of tooing and froing with codes to your phone etc. https://www.gov.uk/log-in-register-hmrc-online-services/register

But worth doing if you want to look at your record because they credited a lot of people with 3 extra years if they already had 3 years of stamps over there.

If you are totally non techie then ring the International Pension Centre with your NI number to hand.

International Pension Centre

International Pension Centre contact details for pension enquiries if you've lived or worked abroad
www.gov.uk
 
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