Hi,
This is my first post on here and as expected I, like many others have a few problems with credit, debt and of course collections. If anyone can help point me in the right direction where I can get some advice online or from a group I’d really appreciate it. I’ll keep it short and to the point.
I acquired about 10K (GPB) in debt through unsecured loans and a MBNA credit card. I obtained this debt in the North of Ireland, through UK lenders. I’ve moved to Florida in 2005 and stopped repaying as I couldn’t due to immigration costs, lack of funds and unemployment. I intend to return to Ireland (the Republic) next year to live with my wife. I intend to start sorting out my debts in the North while I’m still in the US (now that I have a job) before I return.
My question really is will my debt from the North of Ireland follow me to the Republic of Ireland when I move back? I’ll be honest... I’ve absolutely no intention of telling my creditors that I’ve moved to the Republic when I return. Will my bad credit score follow me to the Republic from the North?
Thanks in advance for the advice!