Took out the loan in 2007, its a UK loan so how has it gone to an Irish court ? Is there a common agreement within the EU states ? And if i no longer reside in Ireland what exactly can the courts do in this case, i've no assets in Ireland, I dont plan on returning to Ireland due to the current economic conditions as there is no work in my area. Its was an unsecure loan with no guarantor required and they have now transferred the loan into a euro balance for some reason ?? the UK bank was HSBC so what jurisdiction do they have in the Rep of Ireland ?? I dont plan on returning to the UK either as i am an Irish citizen, sorry about all the questions