Would appreciate advice from anyone who has any knowledge of a 50/50 type mortgage in use in UK.. Friend of mine has one and is trying to buy a property in Ireland. His Bank tells him that because of the type of mortgage, he cannot release equity from his home ( 50% of hse. is owned by a Housing Association). He has circa 45k left on his 50% with the house valued at 400k - sterling. His income (according to bank) will not allow him to buy out the full 50% owned by Housing Ass. - 30 to 40% possibly. Are there any lenders in UK willing to take over such loans ?? Has he any options??