UB Loyalty Saver account

AAM best buys states that "If you close your account at any stage during the year, the bonus interest will not be paid".

What exactly does this mean?
Does it mean just within 12 months or any time afterwards? In which case I would be best to close after 1 year most likely?

http://www.askaboutmoney.com/showthread.php?t=102329

The Ulster Bank T&C's state:

annual bonus of 1% Gross/AER paid if no more than 4 withdrawals are made in an annual period:

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and then states:

Frequency interest paid: Annually in January

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Hence, it would appear to be that withdrawals are limited to 4 withdrawals from 1 January to 31 December each and every year to get your bonus.

Best buys updated to help clarify bonus.

[broken link removed]
0.01% on 0 to €2,000.
2.25%** on €2,000 minimum to €25,000
3.20%** on €25,000 minimum to €1,000,000

• Instant access.
• ** Rate above includes 'bonus' of 1% that is only paid if you make no more than 4 withdrawals in an annual period. An 'annual period', appears to equate to 1 January to 31 December.
• Interest paid annually each January.
• Transfers from this account have a daily limit of €13,000 per day.
• If you close your account at any stage during the year, the bonus interest will not be paid.
• Deposit Protection: €100,000 via Irish Deposit Guarantee Scheme.

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