two apartments in neg equity. Will bank allow us buy a family home?

blueskies

Registered User
Messages
33
my husband and I are married with three small kids. We both had an aprartment each when we married and are now in the unfortunate position of being 7-8 years away(thinking positively and assuming prices wont go down much more!!) from clearing negative equity,
Has anyone any experience where the bank will allow people to keep the properties thye have if thye meet their stress testing on income if they wanted to buy the family home at some stage ??Or do they look only at the family balance sheet and look at the negative equity theirin and insist on clearing that
thanks a mill