TRS payments are changing
The trs payments that people receive are changing in the new year.
At the moment all banks give trs based on interest charged on the mortgage account.
From the new year for all banks as a request from the revenue, as laid out in the original ts&cs of trs
Trs will be paid based on the amount of the interest you pay every month.
If you don't pay your mortgage you will not get your trs.
If you pay a partial amount you will get a partial amount of trs
If you pay your full repayment you will get your full trs.
I would believe this will be retrospective as trs is paid on the first and payments may not be paid til the end of the month.