Hi Leo
I was originally told by revenue trs section that your first repayment date is the important date for TRS purposes. Someone in AIB told be this is not the case as it when you start accruing interest. I.E Drawdown date. Someone in TRS did concede this and said the TRS forms ask when first repayment is and hence the confusion.
I was also told by tax office that when a month is mentioned it normally means the begining of the month.
I have reliably told there will be a mini budget of sorts and finance bill in april/may. They are saying 'June' for the TRS change so that probably means June 1st.
For any FTB building this takes away the summer months for getting started, not to mention the pressure for those trying to buy a house.
I suggest you contacting your local FG TD to try buy some time. I know loads of people who were FTB between 04-08 who are doing just fine financially but will benefit from increased TRS they dont need. The media dont critise this as everyone knows someone, if not themselves, who'll benefit from this, be it right or wrong. It's a great little country..