TRS amount changed after 1yr mortgage?

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Hi, We just paid our mortgage today (which would mark the end of the 1st year of mortage). There was about €150 extra in the mortgage relief though- is this a round-up amount for end of year1 or something like that?
 
Can you post the precise figures - e.g. mortgage amount, term, rate, monthly repayment and normal interest relief?
 
mortgage amount, term, rate, monthly repayment and normal interest relief?

Amount: 360k; Term: 35years; Rate: 4.19%; €1810 per month (based on new rate this month); €238 relief
 
4.19% is likely not your correct mortgage rate now given that the ECB rate is now 4%. Perhaps your mortgage interest relief has increased because the amount of interest you're paying has increased due to the recent rate rises? Was the 4.19% a fixed rate? If so your repayments and the amount of interest payable will have increased if you have just come off the fixed rate and onto a variable rate.
 
For what it's worth for the figures provided (assuming 4.19% fixed for simplicity) Karl Jeacle's mortgage calculator gives this annual repayment schedule:
Code: 
Year      Interest          Principal         Balance
2006      €7,104.21         €2,162.37         €337,837.63
2007      €14,070.34        €4,462.82         €333,374.81
2008      €13,879.72        €4,653.44         €328,721.37
2009      €13,680.96        €4,852.20         €323,869.17
2010      €13,473.69        €5,059.47         €318,809.70
2011      €13,257.57        €5,275.59         €313,534.11
2012      €13,032.24        €5,500.92         €308,033.19
2013      €12,797.28        €5,735.88         €302,297.31
2014      €12,552.27        €5,980.89         €296,316.42
2015      €12,296.80        €6,236.36         €290,080.06
2016      €12,030.42        €6,502.74         €283,577.32
2017      €11,752.65        €6,780.51         €276,796.81
2018      €11,463.03        €7,070.13         €269,726.68
2019      €11,161.03        €7,372.13         €262,354.55
2020      €10,846.14        €7,687.02         €254,667.53
2021      €10,517.79        €8,015.37         €246,652.16
2022      €10,175.44        €8,357.72         €238,294.44
2023      €9,818.44         €8,714.72         €229,579.72
2024      €9,446.21         €9,086.95         €220,492.77
2025      €9,058.06         €9,475.10         €211,017.67
2026      €8,653.34         €9,879.82         €201,137.85
2027      €8,231.34         €10,301.82        €190,836.03
2028      €7,791.31         €10,741.85        €180,094.18
2029      €7,332.45         €11,200.71        €168,893.47
2030      €6,854.05         €11,679.11        €157,214.36
2031      €6,355.18         €12,177.98        €145,036.38
2032      €5,835.02         €12,698.14        €132,338.24
2033      €5,292.62         €13,240.54        €119,097.70
2034      €4,727.06         €13,806.10        €105,291.60
2035      €4,137.33         €14,395.83        €90,895.77
2036      €3,522.44         €15,010.72        €75,885.05
2037      €2,881.28         €15,651.88        €60,233.17
2038      €2,212.71         €16,320.45        €43,912.72
2039      €1,515.62         €17,017.54        €26,895.18
2040      €788.69           €17,744.47        €9,150.71
2041      €112.12           €9,150.71         €0.00
Since your annual interest bill (c. €14K in the first few years) does not exceed the [broken link removed] for your situation (2 x €8K = €16K p.a.) perhaps, as Sherman says, your actual relief amount is fluctuating below this and the €150 may be due to a recent increase in your bill or balancing things out over the year?
 
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