D
drumdrum
Guest
Hi,
I owe about €9000 in total - a loan, an overdraft and about €4700 in credit card debt on two cards. At the moment the repayments are about €700 a month and it's just not manageable for me, not to mention the fact that I'm only making the minimum repayments on the credit cards. I applied for a couple of loans to try and consolidate everything in the last couple of weeks but I was refused both times, I think mainly because I missed two repayments on credit cards (stupidly on my part: my post goes to my home address, I'm renting in Dublin and basically forgot about the bills. Which I'm seriously regretting now.) What are my options here? Any advice would be greatly appreciated because I'm really not sure what to do.
I owe about €9000 in total - a loan, an overdraft and about €4700 in credit card debt on two cards. At the moment the repayments are about €700 a month and it's just not manageable for me, not to mention the fact that I'm only making the minimum repayments on the credit cards. I applied for a couple of loans to try and consolidate everything in the last couple of weeks but I was refused both times, I think mainly because I missed two repayments on credit cards (stupidly on my part: my post goes to my home address, I'm renting in Dublin and basically forgot about the bills. Which I'm seriously regretting now.) What are my options here? Any advice would be greatly appreciated because I'm really not sure what to do.