In high winds earlier this week, a large poplar at end of my garden broke about 10 feet from ground and fell across two gardens to the rear of my property.Thankfully, it was a rotten morning and no kids out playing or else the concequences could have been horrendous.
My insurance company says that the houses behind should claim damages from their insurance companies, (only minor damage done maybe 200-300 garden furniture ), and their insurance might (unlikely) seek redress from my insurer. The problem is, that the house behind tells me he doesn't have contents insurance and that the council looks after the buildings insurance. He reckons I owe him because it was my tree. My insurance company told me not to pay him, but I do feel responsible, at the end of the day it was my tree that came down. Advice please ?
On a seperate note, there are further Poplar and conifer trees, and the tenants in the houses behind want them either cut down of reduced in size. The thing is, they protect me from visual intrusion from a set of 6 storey council flats about 100 yards behind the houses. All the trees predate any of the development to the rear (houses and flats). Not sure how to respond to the residents behind, as clearly I have no intention of cutting the trees down, and I definitely don't have the money to have them topped. If they want them topped, should they not pay for it ?
My insurance company says that the houses behind should claim damages from their insurance companies, (only minor damage done maybe 200-300 garden furniture ), and their insurance might (unlikely) seek redress from my insurer. The problem is, that the house behind tells me he doesn't have contents insurance and that the council looks after the buildings insurance. He reckons I owe him because it was my tree. My insurance company told me not to pay him, but I do feel responsible, at the end of the day it was my tree that came down. Advice please ?
On a seperate note, there are further Poplar and conifer trees, and the tenants in the houses behind want them either cut down of reduced in size. The thing is, they protect me from visual intrusion from a set of 6 storey council flats about 100 yards behind the houses. All the trees predate any of the development to the rear (houses and flats). Not sure how to respond to the residents behind, as clearly I have no intention of cutting the trees down, and I definitely don't have the money to have them topped. If they want them topped, should they not pay for it ?