Travel insurance age 85

R

Ryan

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Trying to get travel insurance for my fit and well 85 year old grandparents to visit family in the US and it’s proving very difficult. They have private medical insurance but they won’t cover someone over 80 in the US. A few others I’ve tried will quote but won’t cover pre existing conditions. One has high blood pressure so if she was to have a stroke or heart attack she’s not covered and you can’t risk that in the US even though she’s never had any issues..

Insure and Go or Blue insurance seem to be the on,y 2 options at €450 for a 2 week trip, are there any others I have missed or anyone else that has dealt with this?
 
I see Age Action have this document but it appears to have been updated in 2016 so one would have to wonder


See the article also mentions the UK https://www.moneysupermarket.com/travel-insurance/over-65s/ for advice

Chill appear to cover up to 86 but I have not checked the pre-existing conditions aspect https://www.chill.ie/customer-care/travel/eligibility/


The one thing, that I understand that you need to be very careful about with travel insurance, is the small print. Read through the T&Cs carefully, as I have read in the past, that companies turn down a lot of claims, where people have not read the documentation carefully, and are actually not covered, for what they thought they were. So do your homework before purchasing
 
If you have VHI already, I found the annual MultiTrip policy the best. Having said that I'm not sure if its age limited.
 
VHI Multitrip wont cover someone over 80 in America, they would in Europe
others will quote but won’t cover any pre existing health issues which isn’t an option in the US.

The best we have so far is €440 each with Laya and they will cover pre existing conditions as long a you have private medical insurance which they do
 
Hi all .I am Irish citizen, male aged 76, retired and i want to travel to Spain soon for 9 weeks.[63 days].I am having difficulty getting travel insurance for more than 30 day trip. I have EHIC card,and i have Laya private health insurance which covers me for travel insurance up to 100k.Is there a wee bit of age discrimination here perhaps.Any help would be appreciated. I never had any trouble like this previously and i could travel 3 times per year on multi trip insurance for less than 100 euros..Is the EHIC and Laya any good on their own.Thanks.
 
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Any use?

BeSure Travel Insurance - providers of Medical Travel Insurance

BeSure Travel Insurance are specialist providers of medical travel insurance for pre-existing medical conditions
www.besuretravelinsurance.ie
Where other insurers may have age barriers, we do not impose an age limit on single trips up to 3 months or on annual multi-trip travel insurance.
Click to expand...
Edit: oh - presumably not... sorry!

Travel Insurance for people with Medical Conditions

Be Sure Travel Insurance are providers of specialist medical travel insurance for people with medical conditions that wish to travel
www.besuretravelinsurance.ie

Due To Brexit and the withdrawal of our UK based insurer from the Irish market, BeSure Travel Insurance is unable to offer any new policies at this moment in time.​

We are working on a new product which we hope to have live shortly.​

Click to expand...
 
Hi.Thanks for help.At the moment difficulty in getting it at all except i can take it for 30 days when it will run out and i will be without it for 33 days then.
 
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