Jonocon12345
Registered User
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- 15
Thanks for the advice, appreciate itTalk to your solicitor.
It will be a voluntary transfer, with the consent of the bank to you taking over the mortgage.
There will be solicitors fees, stamp duty and land registry fees.
Mf
She needs independent legal advice.Hi All. So, my ex is saying she won't pay for a solicitor and I have been told we need 1 each. She says she wants all mortgage payments that she made on the house paid back to her, about 6k even though she put zero capital into it. What can I do if she is refusing to engage a solicitor? We are in house 10 months at this stage and really I just want it sorted so I can move on.
When you say maybe the principal, is there an entitlement that she is due this? I mean who pays me back what I have put into the house. I feel its lose lose for me and she only wants upside. If she wont engage a soliciot is there anyway i can force this without costing me a fortune
When you say 'it is accepted' that it goes into your sole name now, has she agreed to this on paper? If her name is on the mortgage and title deeds then she needs to get a solicitor for sure. I recently removed my ex from my mortgage. You can read my other posts on here but we did buy the home together 50/50 things just went a bit awry during the marriage. From my side I had to contact the bank and make sure THEY firstly agree to the mortgage in my sole name. I asked for a transfer of equity form and they can deduce from that if they will even entertain the idea before you can go further. If they are willing to allow you to take it over yourself then you need her to engage a solicitor as her solicitor will need her to sign and send off a voluntary removal from mortgage form to your solicitor and the bank before anything else can be done. Unfortunately it is not half as simple as removing the other persons name, you basically need to take out an entirely different mortgage without her name on it with your mortgage company and then a conveyancing solicitor can sort out the land registry transfer but unless she engages a solicitor or at very least she contacts the bank herself and voluntarily agrees to the transfer then you have not got a leg to stand on. Its a lengthy process I can tell you. Worthwhile but lengthy and I wish you every success.I am looking for the thread for the procedure in getting our home transferred into my name. Our relationship has broken down, we are not married. We bought it 1 year ago for €640k, €340k was my cash and mortgage for €300k shared equally. As she put no capital into the home it is accepted that it now goes into my name and i take over the full mortgage. any help please or direct me to the appropriate thread. thanks
Careful now. I would be concerned that once the mortgage was paid off that She may dig heels in & contest half ownership of the fully paid off property. She'd then not need to engage the bank legally, just you. Take care. just my opinion.Hi, thanks for the response. To avoid involving the banks and the minefield that might be I have decided to pay off the mortgage in full by borrowing from parents and when it is in my name to then remortgage the house.
Reason I dont want bank involved is becasue we want it done straight away and with no fuss of banks and paperwork etc.
Reason I dont want bank involved is becasue we want it done straight away and with no fuss of banks and paperwork etc.
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