L
Lollipops
Guest
Hi
Just wondering if anyone had any advice. Husband and i have separated, wanted to put mortgage and deeds of house into my name. Ex husband has no problem in doing this. Went to bank and they wont put the mortgage in my name only as Im a carer for my daughter so Im not in employment. They said the only way is to put other family member on loan but I can not do this as all family members are tied up in their own mortgages and I presume that for any family member who hasnt got a mortgage if they go and look for one, by having their name on my mortgage will go against them. I was thinking if I was to get a financial guarantor who will say they will bail me out if i get into difficultly but would this effect them if they were to take out a mortgage or loan at a later date. I am currently paying the mortgage, and have only about 50k left on my mortgage, and the house is worth about 250k. Can anyone advise what options I have?????????????
Just wondering if anyone had any advice. Husband and i have separated, wanted to put mortgage and deeds of house into my name. Ex husband has no problem in doing this. Went to bank and they wont put the mortgage in my name only as Im a carer for my daughter so Im not in employment. They said the only way is to put other family member on loan but I can not do this as all family members are tied up in their own mortgages and I presume that for any family member who hasnt got a mortgage if they go and look for one, by having their name on my mortgage will go against them. I was thinking if I was to get a financial guarantor who will say they will bail me out if i get into difficultly but would this effect them if they were to take out a mortgage or loan at a later date. I am currently paying the mortgage, and have only about 50k left on my mortgage, and the house is worth about 250k. Can anyone advise what options I have?????????????