Good day to everyone here..
Am just a newbie on this forum so please bear with. Hope someone can able help me out here.
We and my wife bought our first house in 2006. 100% Mortgage was still available by that time with PTSB. Price of the property was 365k. Upon commencing the payment, we were offered to a fixed mortgage for 2 years then. When the 2 years fixed mortgage ended, offer were made again by the bank but this time its either SVR or another fix mortgage for 2; 3; or 5 years! (No tracker were offered though still available) we opted for 5 years fixed as SVR was high that time.
My Question is, are we illegible to have been offered with a tracker right after the two years fixed or non at all?
Upon reviewing our contract; originally there was no tracker option first hand.
Thank you Brendan for your help..
Diether