Luckycharm
Registered User
- Messages
- 540
You mean the total outstanding mortgage amount will be €252K after the topup or it is right now? I thought that you had to get a solicitor to check things over regardless of the size of the mortgage or topup? I didn't think that the specific amounts involved dictated when this was necessary or not.Hopefully someone can help me, I am thinking of getting a top up of around 40k to my existing mortgage over the same terms to build a small extension to the back of the house. It is with Ulster bank they have told me that I need to get a solicitor for the Top up as it is over €252k is that normal?
Luckycharm,
Have recently gone through the same experience with the same bank - customer service wouldn't be their strong point .... anyhow, the solicitor needs to only do the minimum highlighted in point three in the post above - and my fees for (also) a 40k top-up were about €440 (300 for legal plus VAT plus outlay) which I thought was OKish
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