Top Up on Mortgage? Easy?

Hello all

Just a uick q. I had some problems getting the mortgage initally due to being young and foolish with money some years ago. this is still on my credit report, but with the help of a good broker, they decided to give up the mortgage. My partner and I have had our mortgage now for 1.5 years. However due to some circumstances, we are applying for a top up mortgage. We have been paying the mortgage without any problem and my partners credit histiry is *************************, and since my incident some years ago I haven't had any lonas exceot my mortgage. my q is, will the history that I had be aproblem, or will the fact that we have being successfully paying themortgage account be enuogh for them to approve us?

The num of the matter is whether you ended up as a write off or not. If you fixed your problem this should be clear to a credit institution.

A better way is to contact ICB and get your own copy and ask them to explain it. If its wrong, then get it amended.

Without knowing more precise details cannot say whether this is 'nothing' or something.